"Your family's future deserves certainty, our life insurance solutions help secure it with confidence."
Term Insurance
Term Insurance is the most essential and affordable form of life protection. It offers a high sum assured at a low premium, ensuring your family remains financially secure in your absence.
It covers long-term responsibilities such as loans, children's education, family lifestyle, and future goals. With add-ons like accidental death benefit, critical illness cover, and disability riders, term insurance provides a wide safety net and forms the foundation of every smart financial plan.
Endowment Plans
Endowment plans offer the perfect balance between savings and protection. They help you build a disciplined long-term corpus while providing life insurance coverage throughout the policy period.
At maturity, you receive a guaranteed lump-sum amount that can support future goals like education, home purchase, or retirement. Endowment plans are ideal for individuals who prefer low-risk, stable, and guaranteed savings with assured benefits.
Money-Back Plans
Money-back plans provide financial liquidity during the policy term through periodic payouts while ensuring full life cover continues.
These payouts help manage short- and medium-term goals like travel, family needs, school fees, or milestone events. At the end of the term, the remaining maturity benefit is also paid out, making it a flexible option for those who prefer steady cash flow along with life protection.
ULIPs (Unit Linked Insurance Plans)
ULIPs combine life insurance with market-linked investment growth. A portion of your premium goes toward life cover, while the rest is invested in equity, debt, or balanced funds based on your risk appetite.
With the flexibility to switch funds, top-up investments, and track market performance, ULIPs are an excellent option for long-term wealth creation. They are ideal for investors seeking transparency, flexibility, and high-growth potential along with life protection.
Whole Life Insurance
Whole Life Insurance provides lifelong coverage-usually up to age 99 or 100-ensuring your family remains financially protected no matter when an unfortunate event occurs.
It helps in legacy creation, estate planning, and ensuring lifelong security for dependents. Some whole life plans also build cash value over time, offering additional financial support during your lifetime.
Guaranteed Return Plans
Guaranteed Return Plans offer assured, predictable payouts regardless of market conditions. These plans are ideal for individuals who value safety, stability, and guaranteed income.
They provide fixed maturity benefits, regular income options, or lump-sum guaranteed amounts, making them suitable for retirement planning, children's milestones, or supplementing your monthly income.
Child Plans
Child Plans are designed to secure your child's future financial needs, including education, career, and life milestones.
These plans ensure that the financial goals remain protected even if something happens to the parent. Benefits include guaranteed payouts, waiver of future premiums in case of an unfortunate event, and structured payouts during key stages of the child's life.
Retirement / Pension Plans
Retirement or Pension Plans help you build a stable and reliable income stream for your post-retirement years.
These plans accumulate wealth during your working life, and later provide regular income through annuity or pension options-ensuring financial independence even after you stop earning. Ideal for long-term planning, they help you maintain your lifestyle and manage expenses comfortably in your golden years.
