The story of Rughwani Wealth begins long before the company itself - in the early days when Dada Moti Ram Rughwani became a trusted name among prominent businessmen. At a time when finance depended more on relationships than documents, he was the person people turned to for timely support. His instinct, integrity, and commitment to helping others created the foundation of the Rughwani family's financial legacy.
As the world evolved, so did the vision of the next generation.
Ram Chand Rughwani and Kailash Kumar Rughwani recognised that the future of finance needed structure, regulation, and long-term stability. They took the wisdom passed down from their father and transformed the family's financing activity into a formal, compliant, and reliable NBFC - Emm Dee R Finance Limited.
What once operated through trust alone now became a regulated institution focused on responsible lending, working capital, and personal finance solutions.
And then came a new era - led by the third generation.
With a formal education in Entrepreneurship & Finance and hands-on experience working from the ground level within the NBFC, Chirag Rughwani saw the changing needs of modern clients. People didn't want multiple points of contact for their financial life. They needed simplicity, convenience, and the confidence that everything could be managed under one roof.
This understanding paved the way for the creation of Rughwani Wealth - a platform that brings together financing, fixed deposits, insurance, mutual funds, and advanced investment solutions such as PMS, AIF, and SIF into one seamless experience.
From trust-based lending,
to regulated financial services,
to an integrated wealth ecosystem -
the Rughwani legacy has grown, adapted, and evolved with every generation.
Our journey is built on the values of the past, the discipline of the present, and the vision of the future.
And as we move forward, our purpose remains unchanged:
to make finance simple, reliable, and truly supportive for every individual and business we serve.
