Portfolio Management Services (PMS)

Portfolio Management Services (PMS) is a premium investment service where a SEBI-registered portfolio manager creates and manages a personalised equity portfolio exclusively in your name. It offers customised strategies, higher flexibility, and professional management for long-term wealth creation.

PMS requires a minimum ₹50 lakh investment and gives you full transparency since stocks are held in your own demat account. Portfolio managers actively buy and sell stocks based on your risk profile, goals, and market opportunities.

Types of PMS:

• Discretionary - manager takes decisions on your behalf
• Non-Discretionary - decisions are suggested; you approve
• Advisory - only advice, execution is done by you

Common strategies include Large Cap, Mid/Small Cap, Flexicap, Value/Contra, and thematic approaches like consumption or manufacturing. PMS typically charges management fees and performance-linked fees.

It is ideal for HNI investors seeking tailored portfolios, higher control, and professional expertise, while being mindful of market-linked risks and higher costs.